Course Info
Code PF1-132
Duration 5 Days
Format Online
Course Summary
Within the world of finance, there are a vast number of methods one could utilise to increase their wealth. For those who desire to generate an income passively, investing may be the ideal solution. Despite the passive element, investing is a complex process that requires great competency to reduce financial risk.
Effective wealth management is essential for those wanting to build their finances. The fundamentals of wealth management encompass factors such as protecting wealth, preserving value and passing it onto dependents. Wealth management relies on careful analysis on specific financial markets and those who influence it.
Developing client profiles allow for investors to carefully assess their behaviours, demographics and buying patterns. This knowledge will provide insight on market trends and what would offer the highest returns. Alongside client profiles, it is crucial to evaluate the risk of each transaction. Every investment will come with risk, and these need to be mitigated and minimised to ensure there is not a financial loss.
- To understand the importance of personal and private wealth management.
- To evaluate financial statements, investment analysis reports to identify potential investments.
- To build an effective investment portfolio to increase wealth and financial stability.
- To assess major financial markets and highlight trends and patterns to predict future changes – international stock exchange, forex and derivatives.
- To examine the risk and volatility of financial markets.
- To calculate risks of each potential investment and implement risk-adjusted performance measurements.
- To comprehend how to preserve wealth despite inflation, risks and tax.
This course is designed for anyone who is involved in the investment market who wishes to advise on or carry out successful investments. It would be most beneficial for:
- Financial Advisors
- Finance Analysts
- Accountants
- Banking Managers
- Financial Intermediaries
- Investors
- Wealth Managers
- Tax Managers
This course uses a variety of adult learning styles to aid full understanding and comprehension. Participants will review existing client profiles to highlight key characteristics that may heavily influence their decisions.
The participants will be involved in a variety of learning exercises, including a combination of seminars, group discussions, video materials and practical activities. These will ensure the participants are able to develop a full and comprehensive understanding of the taught content. Utilising the provided examples, they will have the opportunity to create their own client profiles and decide their ideal investments.
Course Content & Outline
- Compare the services provided for private banking and wealth management.
- Understanding the role of private banking and wealth management.
- Typical markets involved in wealth management.
- Concepts, principles and industry standards of wealth management.
- Establishing and maintaining relationships with clients.
- Maximising return and minimising risk for clients and banks.
- Determine the investment objectives and debate major investment decisions.
- Consider the various factors that influence investment decisions – liquidity, income, growth and risk reduction.
- Preparing a client profile detailing key factors – pain points, interests, buying patterns and demographic data.
- Assessing the characteristics of major investment classes – physical and financial assets.
- The role of financial institutions, financial advisors and analysts.
- Understanding the concept of risk-return trade off.
- Factors that influence risk – beta, standard deviation and market volatility.
- Methods of reducing risk – diversification and efficient portfolios.
- Protecting wealth against exchange rate risk during transactions and translation of assets.
- Evaluating the trends in a bull and bear market and creating strategies for successful investments.
- Conducting financial analysis – fundamental and technical analysis.
- Analysing financial statements to identify potential investments.
- The vitality of investment ratio analysis – EPS, earnings yield, divided cover and PE ratio.
- Utilising the capital asset pricing model (CAPM) to estimate return required for risk taken.
- Critical mistakes to avoid – the downfall of Enron.
- Contemplating goals of wealth.
- Retirement planning – pensions and annuities.
- The risks associated with distributing wealth.
- Life insurance, life expectancy and wills.
- Establishing trust funds.
- Inheritance tax, tax planning and estate planning,
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