Creating a constructive loan isn’t an easy task. It’s important to meet the needs of the borrower to ensure that they have the means to repay the loan, but also protect the lender.
The loan needs to have just the right strategic repayment set up to allow the borrower to steadily pay it back without falling into financial hardship. However, the lender needs to receive just enough back in interest to justify paying out the loan and have the assurance that they will receive a return on their investment.
A loan agreement works on various factors. These are, the payment amount and dates, the purpose of the loan, the collateral put up against the loan, and the consequences of failure to make payment.
A lender will also need to do their homework in regard to risk and mitigation tactics to avoid the loss of earnings. Loan structuring within a business is a complex area and financial professionals will need to understand the inner workings of capital management, loan structuring, and covenants in order to strategically loan and take advantage of sensible investment opportunities.
This course is designed for anyone who is responsible for making financial decisions within an organisation. It would be most beneficial for:
This course uses a variety of adult learning methods to aid full understanding and comprehension. Participants will review the structure of several real-life loans and work together to identify the most appropriate people to lend to and structure their repayment strategy.
They will review some of the most up-to-date tools used in the financial sector and use them to understand how much return their organisation could get from investing in loan practices at short-term, medium-term, and long-term levels.
Upon successful completion of this training course, delegates will be awarded a Holistique Training Certificate of Completion. For those who attend and complete the online training course, a Holistique Training e-Certificate will be provided.
Holistique Training Certificates are accredited by the British Accreditation Council (BAC) and The CPD Certification Service (CPD), and are certified under ISO 9001, ISO 21001, and ISO 29993 standards.
CPD credits for this course are granted by our Certificates and will be reflected on the Holistique Training Certificate of Completion. In accordance with the standards of The CPD Certification Service, one CPD credit is awarded per hour of course attendance. A maximum of 50 CPD credits can be claimed for any single course we currently offer.