Microinsurance and Financial Inclusion

This training course explores the critical role of microinsurance in advancing financial inclusion for underserved and low-income populations. Microinsurance provides affordable risk protection against health issues, crop failures, natural disasters, and other vulnerabilities that disproportionately affect marginalised communities. By linking insurance to financial inclusion, the course highlights how microinsurance empowers individuals, supports economic resilience, and contributes to sustainable development.

Participants will gain an in-depth understanding of microinsurance models, product design, distribution channels, and the regulatory frameworks that enable its growth. The course also addresses the challenges of reaching vulnerable populations and explores innovative solutions such as digital platforms, mobile payments, and public-private partnerships.

Section 1: Introduction to Microinsurance

• Defining microinsurance and its role in poverty reduction.
• Differences between traditional insurance and microinsurance.
• Global trends and successful initiatives.

Section 2: Microinsurance and Financial Inclusion

• The relationship between financial protection and economic resilience.
• The role of microinsurance in supporting sustainable development goals (SDGs).
• Empowering communities through risk-sharing mechanisms.

Section 3: Product Design and Delivery Models

• Designing insurance products tailored to low-income populations.
• Health, agriculture, and disaster microinsurance products.
• Distribution channels: community-based, microfinance institutions, and digital/mobile platforms.

Section 4: Regulatory and Policy Frameworks

• National and international regulations supporting microinsurance.
• Consumer protection and transparency.
• Public-private partnerships for scaling access.

Section 5: Innovations and Future of Microinsurance

• Leveraging technology: mobile payments, digital IDs, and AI-driven risk assessments.
• Case studies of innovation in Africa, Asia, and Latin America.
• Future challenges and opportunities for scaling microinsurance globally.

Upon successful completion of this training course, delegates will be awarded a Holistique Training Certificate of Completion. For those who attend and complete the online training course, a Holistique Training e-Certificate will be provided.

Holistique Training Certificates are accredited by the British Accreditation Council (BAC) and The CPD Certification Service (CPD), and are certified under ISO 9001, ISO 21001, and ISO 29993 standards.

CPD credits for this course are granted by our Certificates and will be reflected on the Holistique Training Certificate of Completion. In accordance with the standards of The CPD Certification Service, one CPD credit is awarded per hour of course attendance. A maximum of 50 CPD credits can be claimed for any single course we currently offer.